Services

Secure Choice Mortgage & Loans Ltd. has a wide variety of solutions for your financing needs.
We have concentrated on finding a positive solution to every financial challenge.

Employment: Whether you are a salaried employee, starting a new business or self-employed, We can help.

Credit: Whether your credit is perfect, less than perfect, previously bankrupt or O.P.D., We can help.

If your bank has turned you down, We can help.

In our ever-changing world of business the idea of personalized service seems to have gone by the wayside.
When it comes to borrowing small or large sums of money it is our philosophy that this transaction not only requires, but demands personal service.
We will take the time to gather all the necessary information, process this information and respond to you with the results as quickly as possible.
We will take time to explain thoroughly all pertinent facts of the financing to you. This allows you to be in a position to make a responsible, well informed decision.

At Secure Choice Mortgage & Loans Ltd. our goal is to provide the proper financial solution with superior customer service in order to ensure your experience is positive and productive.

We really mean it when we say:

Products

1st Mortgages

Are you purchasing a new home? Are you looking to refinance your current home? Is your mortgage term coming due in the near future? Are you purchasing a revenue property?
When purchasing a new home or renewing your current mortgage we will provide you with the most competitive interest rates and terms to suit your specific objectives.
Up to 100% financing available on owner occupied property.

2nd Mortgages

Do you want use the equity in your home?
By using the equity in your home, we can assist you in extracting those funds to Consolidate your high interest credit cards and loans into one lower monthly payment. Renovate your home to suit your taste, also increasing the value of your home.
Complete that major purchase sooner than later ie. New automobile, dream vacation, RRSP, home furnishings etc.
Up to 100% financing available.

Secured "Personal Lines of Credit" (PLC)

Are you wanting to have large sums of money at the ready when needed? Do you want the flexibility of having available funds at your immediate disposal?
When using a Secured "Personal Line of Credit" by leveraging the equity of your home the minimum monthly payment required is interest only on the outstanding balance. When you make a higher payment every dollar over and above the minimum monthly payment goes directly to the principle, thereby reducing your outstanding balance as well as reducing your monthly minimum payment.

Unsecured "Personal Lines of Credit" (PLC)

Are you wanting to have the available funds to take advantage of purchasing opportunities?
When using an Unsecured "Personal Line of Credit" the minimum monthly payment is 3% of the outstanding balance or $50.00, whichever is greater. When you make a higher monthly payment every dollar over and above the minimum goes directly to the principle, thereby reducing your outstanding balance as well as reducing your minimum monthly payment.

Debt Consolidation Loans

Are your debts piling up? Are your monthly payments getting too large to comfortably pay? Are you getting behind in your payments and seeing no solution in sight?
Let us consolidate all of your high interest credit card and loan debt into one lower monthly payment, saving you hundreds of dollars each month. Not only will these debts disappear but this will allow for more disposable income each and every month, allowing you to increase your standard of living.

Term Loans

Are you purchasing a new automobile, home furnishings, or any other large ticket item. Are you considering some home renovations or a dream vacation? Are you wanting a loan for any other purpose?
Regardless of your purpose a 3, 4, or 5 year term loan will allow you to make that purchase now and make affordable monthly payments. You will have the option of paying the loan off early without suffering any bonus or payout penalty.