Heather Retzlaff

With 15+ years of experience in the mortgage industry, I'm passionate about helping individuals, families, and business owners navigate the home financing process with confidence and clarity.

A passion for self-employed borrowers.

I have a particular passion for working with self-employed borrowers and business owners, who often have unique financial situations that don't always fit neatly into traditional lending guidelines. I understand the importance of looking beyond the surface and taking the time to understand the full financial picture.

Guidance for every stage.

Whether you're a first-time homebuyer, a seasoned homeowner, self-employed professional, or building your real-estate asset portfolio, I provide personalized guidance to help you understand your options and make informed decisions. My goal is to make the mortgage process feel straightforward and manageable while finding a financing solution that aligns with your goals.

More than a mortgage advisor.

I've built my approach around experience, education, communication, and trust. I'm here to be more than just your mortgage advisor, I'm your resource throughout the process, from the initial conversation all the way to closing.